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Employment remains one of the most important foundations of household financial stability and social participation. However, labor markets are constantly

Access to basic utilities such as electricity, water, heating, and communication services is essential for daily living. When these services

Food security is a fundamental pillar of household stability and overall well-being. When access to nutritious food becomes uncertain, the

Education plays a decisive role in shaping economic opportunity, social mobility, and long-term stability. However, access to quality education often

Healthcare expenses represent one of the most unpredictable and potentially overwhelming costs for households. Even families with stable income can

Housing represents one of the largest and most consistent household expenses. When housing costs become unstable, the impact quickly spreads

Maintaining household financial balance is a continuous challenge, especially during periods of income disruption or economic uncertainty. When earnings fluctuate